Section 72 in The Negotiable Instruments Act
Title: Presentment of cheque to charge drawer
1[Subject to the provisions of section 84,] a cheque must, in order to charge the drawer be presented at the bank upon which it is drawn before the relation between the drawer and his banker has been altered to the prejudice of the drawer.
1. Ins. by Act 6 of 1897, s. 2.
Title: Presentment of cheque to charge any other person
A cheque must, in order to charge any person except the drawer, be presented within a reasonable time after delivery thereof by such person
Title: Presentment of instrument payable on demand
Subject to the provisions of section 31, a negotiable instrument payable on demand must be presented for payment within a reasonable time after it is received by the holder.
Title: Presentment by or to agent representative of deceased or assignee of insolvent
Presentment for acceptance or payment may be made to the duly authorized agent of the drawee, maker or acceptor, as the case may be, or, where the drawee, maker or acceptor has died, to his legal representative, or, where he has been declared an insolvent, to his assignee.
Title: Excuse for delay in presentment for acceptance or payment
1[Delay in presentment 2[for acceptance or payment] is excused if the delay is caused by circumstances beyond the control of the holder, and not imputable to his default, misconduct or negligence. When the cause of delay ceases to operate, presentment must be made within a reasonable time.]
1. Ins. by Act 25 of 1920. s. 2.
2. Subs. by Act 12 of 1921, s. 3, for for payment.